Ha, ha, ha, much of what you say is true. We do have a lot of expenses here and there and accidents happen that can get ruin one’s budget. What I just wish to say is that if for some reason people (especially working people) find themselves penniless and they can’t seem to remember where they spent their money on it’s likely that its likely that they spent it on unimportant things.
Your points are well appreciated and taken into account. Thank you. =)





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